![]() ![]() In another shameful, unprecedented development, a stoic Sung and his family were made to perform the infamous “perp walk” in chains. The government’s chief witness was the fired loan officer. 6 Bowery New York, NY 10013 Abacus Federal Savings Bank is headquartered in NEW YORK and is the 90 th largest bank in the state of New York. Nevertheless, a case was brought against Abacus Bank, claiming falsely that the corruption was systemic and all the officers were guilty of crimes that could land them in prison. In the years surrounding the housing crisis, Abacus officers learned that one of their workers was falsifying loan documents and extorting money from prospective clients. Like George, Tom and his family found great satisfaction in helping members of his community, most of them immigrants, to buy their first homes. or go to or write of us at: 6 Bowery 3rd FL, New York, NY 10013. In opening scenes that are indicative of the film’s tendency to overstate its case, the venerable Tom Sung, a 79-year-old respected Chinatown attorney and founder of Abacus Bank, and his spunky wife, Vera, sit in front of their TV in Connecticut, watching Frank Capra’s “It’s a Wonderful Life.” Tom openly identifies with the film’s George Bailey. Call 1-80 and speak to a member service representative. Financial Fast Facts: Balance Sheet (USD, in thousands) Income Statement (USD, in thousands, ytd) Total Assets: 310,095: Total Interest. Chief Lending Officer/1st Vice President at Abacus Federal Savings Bank New York, New York, United States. Abacus: Small Enough to Jail tells the incredible saga of the Sung family, owners of Abacus Federal Savings Bank, who are forced to defend themselves and. Mortgage Lending Specialization: Statistical Area (MSA) : New York, NY. Vance gamely appears on camera to make his case and seems entirely oblivious to the fact that he was completely wrong to bring the case forward and that in large part the prosecution was driven by prejudice. Abacus Federal Savings Bank Financial Reports - Balance Sheet, Income Statement, Capital Ratios. Youll need at least 25 to open the banks Statement Savings accounts. In “Abacus: Small Enough to Jail” (an ironic counter to the infamous “too big to fail”), Academy Award-nominated director Steve James (“Hoop Dreams”) paints a slightly problematic, nonfiction David and Goliath portrait of what can only be called a complete travesty of justice perpetrated by the Manhattan District Attorney’s Office led by Assistant District Attorney Cyrus Vance?Jr. The Federal Savings Bank specializes in mortgages for homebuyers but also offers. His activities were hard to track, because, as the film. Would it surprise you to know that the only American bank indicted and brought to criminal court for its role in the 2008 financial crisis was the small Chinese-American owned and operated Abacus Federal Savings Bank of Chinatown, New York City? The problem was a loan officer, Ken Yu, who asked borrowers for bribes and falsified income statements for mortgage applications. ![]()
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![]() ![]() The level of responsiveness indicates how energetic a running shoe feels. When wearing shoes with a lot of cushioning you will experience a softer running feel, but less ground contact and less responsiveness. If the highlighted bar is on the far right, the shoe provides a lot of cushioning. When wearing running shoes that provide little cushioning, you experience a lot of ground contact and responsiveness. If the highlighted bar is on the far left, the shoe provides little cushioning. The level of cushioning indicates the extent to which a shoe absorbs shocks that occur during landing phase. If the highlighted bar is on the far right, the shoe gives a lot of support thereby making the shoe very suitable for heavier runners. If the highlighted bar is on the far left, the shoe provides little support, making the shoe more suitable for lighter runners. The amount of support needed is closely connected to ones weight. The level of support indicates to what extent the shoe supports your foot arch. Neutral runners don’t need a correction, overpronating runners often do need a certain degree of correction. If the highlighted bar is on the far left, the model does not correct. ![]() If the highlighted bar is on the far right, the model gives a high degree of correction. ![]() The degree of pronation indicates the extent to which a model provides support for overpronating runners. Do you already know which characteristics your new running shoes should have? Use Our Expert’s Opinion to check if the model you’re looking at meets your demands. In the Our Expert’s Opinion column our running experts rate shoe models on a number of decisive elements. This column helps you get a better insight into the different characteristics of specific running shoe models and helps you find your perfect pair. Then how to know what is the difference between various models? To help you out, 21RUN presents the Our Expert’s Opinion column. We offer a wide variety of running shoes. ![]() ![]() ![]() Thankfully, there’s still plenty of sunshine even during the rainy season, and you’ll find lower prices on flights and accommodations during this time. The wet season begins in May, while the heaviest rainfall occurs in October. Peak season is mid-December to mid-April when Jamaica experiences the clearest skies and fewest rain showers. Daytime temperatures average around 86° F (30☌,) and nighttime barely dips below 68☏ (20☌.) It experiences very few extremes in temperature, and even the rainy season still has plenty of sunshine. Jamaica is known for its amazing tropical beach weather 365 days a year. When is the best time of year to visit Jamaica ? Plus, between the jerk cuisine, delicious and rare coffee beans, and laid-back culture, there is so much to enjoy in this Caribbean country-whether you’re visiting Jamaica for the first time or are traveling back home to get a break from the cold in Canada. Jamaica has incredible natural beauty, including its famous Seven-Mile Beach and scenic Blue Mountain range. The birthplace of reggae music, Jamaica is home to miles of sandy-white beaches, hidden blue lagoons, breathtaking waterfalls, and other natural wonders.Ĭanadian newcomers looking to escape Canada’s long, cold winter can find warmth while bathing in the Jamaican sun. This repose of relaxation is surrounded by the bioluminescent bay and offers both incredible views of the ocean, extraordinary Jamaican beaches, and easy access to the vibrant display of bioluminescence that can be seen in the evenings.Jamaica is a beautiful, small island in the Caribbean that’s perfect for escaping the wintery cold in Canada. If you want somewhere to stay on the edge of these glistening waters then you should take a look at the private peninsula that stretches out into these stunning seas where there is an All Inclusive resort called Excellence Oyster Bay. It needs to be dark to get the full bioluminescent essence. As such, we recommend waiting until the light has faded and it is also a good idea to avoid the evenings when the full moon is out. ![]() Additionally, this natural wonder can only truly be experienced at night. There are only four or five places in the entire world to experience this phenomenon making it a very exclusive experience that is not easily found elsewhere. If you do choose to walk around the water however you may want some water shoes as the ground can be a bit squidgy.Īnother thing you might want to try is just going out on the water in a boat and watching as the water you leave behind you and the water that surrounds your craft glistens and glows with superb displays of the natural exhibition. The best part is that most of the water in this bay is only about three to five feet deep making it just about deep enough for comfortable swimming but also shallow enough for most people to be able to stand up and walk around. This activity can be enjoyed by the whole family though you should always take reasonable precautions when swimming at night. Since these luminous microorganisms are completely safe and harmless you can actually go in the water and swim amongst them making every movement a glowing extravaganza of awesome visual sensations. ![]() These microorganisms are harmless to humans and fish alike and are a natural spectacle of elegance and unbelievable beauty that react to all types of movement. This outlines objects moving in the water such as boats, fish, and yes even people. At nighttime, these microscopic organisms start to glow when they are disturbed. The water in jamaica's luminous lagoon is full of millions of dinoflagellates which are a type of algae or marine plankton. The closest description that we can give to highlight how extraordinary this lumination is is to say that it is like an ocean of liquid neon. There is something magical about it that fills you with wonder. This can not be compared to the visuals of underwater lighting. This colorful reaction gives off a vibrant azure pigment that lights up the area and gives off a light that seems almost alien in its appearance. The glow appears when movement is made in the water and then it disappears again once the movement stops. This is something that you need to see with your own two eyes to really get the sense of it. What does it look like?Īnyone who has seen this bioluminescence will be able to tell you that photos of these stunning seas in their full glory rarely do them justice. Come and find out what this enchanting water show is all about, why it reacts with such splendor, how such an occurrence is possible, and how you can make the most of these captivating Caribbean colors that light up in the Jamaican bay area. ![]() The water glows, it lights up, it sparkles, it glimmers, and it is incredible. ![]() ![]() ![]() One advantage of buying from a well-known jeweler like Zales is the likelihood of customer reviews. (For example, the reference image showed a forearm with tattoos and a watch that paired well with that aesthetic.) We also like Zales' Watch Lookbook: it's a helpful way to see which watches might be a good match for your style. ![]() There's also a fun quiz you can take just look for "What Watch Style Makes You Tick?" and you'll find the link there. On the main page, you can shop by price, metal, Watches for Him (or Her), or occasion. Zales offers a smooth shopping experience. Do your research, because Zales' Price Match Policy only applies to differences in pricing between their online store and brick-and-mortar locations, not their rivals. ![]() Prices here tend to be below the MSRP, but they're not always the lowest compared with other stores: on one Bulova wristwatch we liked, another major department store came in at $20 less, but other retailers had pre-owned models at a higher price. That spans 13 brands - including Invicta, Movado, Caravelle, JBW, Coach, Fossil, and Mido, among others - priced anywhere from $100 to $3,500. Their overall inventory is impressive with more than 2,000 in-stock wristwatches during our last visit. Good selection, not always the lowest pricesĭon't let that stop you from considering Zales, though. However, Zales had no Rolex watches on offer - in the Explorer series we looked for at each watch store or in any other style. This was the only place we spotted the His-and-Hers sets our favorite was the 5056-A with white dial and stainless steel bands. Zales had an excellent selection of the Citizen Corso watch line we used as an apples-to-apples comparison across stores: 35 to choose from for both men and women. With hundreds of retail locations across the US and a well-stocked online store, Zales will always have options when you're interested in buying a wristwatch. Zales is the exact opposite: founded in Texas back in 1924, this is a store with a reputation older than most of us. Watch stores pop up all the time, leaving you wondering if they're a company you can trust. 30-day return policy (at a store or by mail). ![]() ![]() ![]() Knowing the difference between these approaches means you can choose the one that is the best for your specific use case.Querying relationship existence is a very powerful and convenient feature of Eloquent. The Eloquent query might look like this (there are various ways to do this in Eloquent, this is just one way): User::select('id', 'name', 'email', 'country', 'phone_number')->find(14) Īnd the query builder query might look like this: DB::table('users')->where('id', 14) Raw SQL query would look like this: SELECT id, name, email, phone_number FROM users WHERE id = 14 Let's look at an example of retrieving a user with the ID of 14 but only selecting a couple of columns from the table - the id, the name, the email, and the phone_number. The good news is that you can use both in a project, depending on what kind of data you are working with. However, the downside is that it is not as easy to write because you need to write raw SQL the code might be uglier and harder to maintain. Not only does the query builder protect against SQL injections, it's also much faster than Eloquent. When there is a lot of data or a lot of complicated joins, it's better to use the Laravel query builder and the DB facade. After all, it doesn't know your specific use case to make them more optimised. That's because it has to make unoptimised queries. However, it is slower than a query builder, so it should be used on a limited amount of data. ![]() It also helps protect against SQL injections - but be careful bad code can still be susceptible to this vulnerability. So what is the difference between these two, and when do you use them?Įloquent is good because it has simple object-oriented syntax, you don't need to know SQL very well to use it, the code is more readable and maintainable, it does a lot of extra things (eager/lazy loading), validations, and it's great when working with relationships between tables. In Laravel, we use Eloquent, but we can also use the query builder. Now that we know what Eloquent is, what Active Record is, and what the alternative to Active Record is, we can move on. We have to write it all manually it does not know any methods you might be familiar with from Eloquent, such as save(), delete(). UserMapper is a plain PHP class where we write the raw SQL code to communicate with the database, validate data, etc. We can have an User entity (resource) and then create UserMapper class to map this entity to a table. That means that the resource model knows nothing about the database. It is the middle layer, a buffer that filters and modifies retrieved data before reaching the resource. The difference between Data Mapper and Active record is that Data Mapper completely separates the domain from the application's persistence layer (database). It connects the application to the database using Object Oriented principles, which means you can write object-oriented code throughout the application.Īn alternative to Active Record is the Data Mapper. This layer sits between the database and the application. ![]() Every row in the table is an instance of that class, so every time a new class instance is created, a row is created every time an instance is deleted, a row is deleted.Īctive record is an ORM - Object Relational mapper. The database table (or view) is wrapped into a class ( User::class()). The Active Record pattern is an architectural pattern used to access data in a database. But if you are anything like me, you might wonder what the Active Record pattern is and what the alternatives are. You might even know that Eloquent implements the Active Record pattern. ![]() But have you ever wondered what Eloquent actually is? Other than retrieving and manipulating data saved in a database? If you work with Laravel, you probably work with Eloquent. ![]() ![]() ![]() Proper work-life balance you can apply not only in your home city but also staying in prominent project locations around the worldįull support for diversity and inclusion with a strong focus on equal chances Opportunity to gain skills, knowledge and experience, together with highly marketable specialistsĪ bighearted environment with opportunities to give back to our local communities Innovative and exciting projects for most prestigious clients globally Human-centered approach to management and leadership in organization ![]() Opportunity to hone your functional skills and expertise in an area of specialization a weeklong Consulting University in one of European training centers Variety of comprehensive trainings options covering business acumen, technical, soft and professional skills development, e.g. Supportive culture that is serious about training, coaching and continuous learning focused on sales and go-to-market, thought leadership or delivery and operations excellence Varied career tracks on the position, e.g. ![]() Transparent career path with a meaningful care by your Career Counselor Passion for learning open-minded and proactivity in action personality Strong communicator with excellent presentation skills easily establishes relationshipsĭetermined and stress resistant appreciates a challenge and overcoming obstacles to achieve results Team player enjoys the intellectual stimulation of collaborating with colleagues around the world Supporting in the role of Learning Management Consultant for Learning Strategies when required on the business needs basisįluency in English (written & spoken) is required additionally, German, French or other European language would be a strong asset!ģ+ years of experience in learning courses development with the use of at least two of the following authoring tools: MS PowerPoint, Prezi, Articulate Storyline, Articulate Rise, Adobe Captivate, WBT Express, Gomo Learning, Elucidat, WalkMe, Assima, SAP EnableNow, Edcast, Whatfix, Camtasia, Adobe After EffectsĢ+ years of experience in applying Instructional Design, learning models and theories, e.g: ADDIE, ARCS, Blooms’ Taxonomy, Kirkpatrick's Four Levels of Training EvaluationĮvidenced experience in the Learning&Development Function role or project in the context of Change Management for ERP, CRM and HR systems implementationsĮxposure to one of the following domains would be a strong asset: e-learning, mobile learning, gamified learning, video learning, extended reality (VR/AR) learning, social learning, interactive performance support, learning academies, knowledge management Serving a Quality Assurance role for the learning assets developed Serving a Trainer role for events such as Train-the-Trainerįacilitating Client reviews on the learning assets developed Liaising with Client Subject Matter Expertsĭeploying/publishing of the (digital) learning assets at Clientĭesigning and developing Learning Templates and Digital Learning Shells Storyboarding and building of the (digital) learning assets such as: (Virtual) Classroom Training, e-Learning, Mobile Learning, Learning Video, Learning Games, Learning Performance Support (Simulations, WalkMe), Work Instructions, Quick Reference Guides or Extended Reality (VR/AR) Learning among others Learning content analysis and course design and development timelines, resources, staffing, budget, evaluation Managing Projects and Project Plans for learning approach, design and development at Client site, incl. Serving Subject Matter Expert role for queries on (digital) learning approach, design and development projectsĬonsultancy of the (digital) learning approach, design and development function at Client Thank you to the Level Playing Field Institute for this statement of non-discrimination.As a Learning Design and Development Specialist (Instructional Designer / Developer) in our TD&L practice, a typical day might include: We value a diverse workforce – people who identify as women, nonbinary or gender non-conforming, LGBTQIA+, American Indian or Native Alaskan, Black or African American, Hispanic or Latinx, Native Hawaiian or Other Pacific Islander, differently-abled, caretakers and parents, and veterans are strongly encouraged to apply. Whether blatant or hidden, barriers to success have no place at DoorDash. Above and beyond discrimination and harassment based on “protected categories,” we also strive to prevent other subtler forms of inappropriate behavior (i.e., stereotyping) from ever gaining a foothold in our office. Statement of Non-Discrimination: In keeping with our beliefs and goals, no employee or applicant will face discrimination or harassment based on: race, color, ancestry, national origin, religion, age, gender, marital/domestic partner status, sexual orientation, gender identity or expression, disability status, or veteran status. ![]() ![]() Also, proportional distribution of income across different factors is weighed. For instance, varying income derived from land, labor, capital and enterprise are factored in when estimating the total income generated by a country over a period of time. When carrying out a country-level analysis of income, factor income is considered. ![]() Also, since different factors of production give different rate of income, their difference can also be measured. Factor of income is also important in macroeconomic analysis. This is important in determining the income generated domestically and income generated by citizens abroad. Through factor income, the government of a nation can distinguish gross domestic product from gross national product. ![]() These are land, labour, capital and enterprise. Back to: ECONOMIC ANALYSIS & MONETARY POLICY How is Factor Income Used? There are four factors of production that a business needs to be able to produce their products or provide their service. Factor income are generated as follows rent is generated on land, wages from labor, interest is generated on capital and profit from enterprise. Different factors of production provide income through different means. Any return received or income generated on these factors of production is the factor income. There are four factors of production, they are Land, capital, labor and enterprise. ![]() In a capitalistic economy, profit is the. These factors influence economic growth, innovation and consumer habits. An income derived from any factor of production is called a factor income. The four factors of production are land, labor, capital and entrepreneurship. ![]() ![]() There is no denying that the PlayStation 2 is one of the best-selling consoles of all time. Step 4 – Once downloaded, it is time to install it on your PC and enjoy PS2 games on your PC. Step 3 – When you click on the Download button, downloading process will start within five seconds. Step 2 – Select the platform that you have been looking for and click on the Download button. Once you are on the site, click on the Download button.Īfter clicking on the button, select the device where you want to download - Windows, macOS, and Linux. Step 1 – First, visit the official website of PCSX2. Here are a few simple steps to download the PS2 emulator: The reason why people are struggling to download PCSX2 from its official site is the interface of the site has completely been changed. There are thousands of fans who have been having trouble downloading PCSX2 from its official site and if that’s you then look no further as we have got you covered. To download PCSX2, you need to visit the official site. ![]() So, if you have not downloaded the PCSX2 emulator yet but want to play PlayStation 2 games on your PC, it is the right time to download it. Why buy expensive consoles when you can easily play exclusive PlayStation games on a PC at no cost. Since each platform has its own BIOS, it is a bit complicated to play PS2 games on Windows, Mac OS, and Linux. To play PS2 games on a PC using the PS2 emulator, you will need the BIOS files. Once you have successfully downloaded the PCSX2 Emulator, you will be able to play all PS2 games on your PC.īefore you skip reading this post and download PS2 Emulator, let me tell you that you simply can’t install and play any PS2 games on your PC. Notably, to run PCSX2 smoothly on your Computer, you should have a copy of the PS2 Bios ROM that can’t be downloaded from the developer’s site due to copyright issues. The PS2 Bios file is a blessing for people who don’t have PlayStation 2 console. Once you have successfully downloaded the PS2 bios file, you would not need a retro console to play the Sony PlayStation game on Windows, Linux, and macOS. If you want to play PS2 games on a PC, make sure to download PlayStation 2 Bios file from a safe website. ![]() PS2 Bios is a mandatory file to play PlayStation 2 games on PC and Mobile. ![]() |
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